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How to ThinkIn the Age of AI
Principlev1PR-1228

Triage deferred priorities by their interest rate (speed…

Triage deferred priorities by their interest rate (speed of cost increase) rather than their absolute importance or size of accumulated debt.

Why This Is a Principle

This derives from Humans discount future rewards hyperbolically rather… (hyperbolic discounting), Human attentional systems evolved to prioritize signals… (attention prioritizes immediacy over importance), and Goals as Perceptual Filters (goals as perceptual filters). The natural tendency (Human attentional systems evolved to prioritize signals…) is to focus on what's screaming loudest (highest absolute debt) or what feels most important. But the optimal strategy given compounding is to service highest-interest debt first - the one getting more expensive fastest. Goals as Perceptual Filters means once you set 'minimize compound rate' as the goal, your perceptual system will filter for that. This is strategic guidance for resource allocation derived from time-preference biases and how goals shape attention.